ID Theft

2114321 - credit and identity or investigation

Identity Theft – You & Your Family

To help curtail the devastating financial impact identity theft can cause, Visionary Healthcare Solutions includes coverage designed to reimburse you for the expenses incurred to reclaim your identity with a Personal Internet and Identity Coverage Policy covers up to $1 Million with $0 deductible*. The policy has a “Discovery based” approach and covers you for “pre- existing” identity theft event’s if you had not discovered the theft prior to enrollment.

Insurance Coverage Provided by AIG. The Identity Theft and Fraud Division of AIG, Inc. has developed a unique insurance policy. This Personal Identity Coverage Policy (PIIC) provides you with expert assistance through unparalleled customer service, income protection, and expense reimbursement.

  • Legal defense fees and expenses
  • Costs for re-filing loan applications
  • Costs for notarizing documents
  • Long distance calls reimbursement
  • Postage reimbursement
  • Lost wages
  • Defense costs for civil suits

In addition, the policy also provides coverage for Unauthorized Electronic Fund Transfer. The policy has an “Occurrence based” approach and covers you provided that the Unauthorized Fund Transfer first occurs while you are a member of the Master Policyholder’s Membership Program and is reported to us within ninety (90) days after your discovery of an Unauthorized Fund Transfer. You will not be covered if the Unauthorized Fund Transfer first occurs after expiration or termination of the Master Policy or termination of your membership in the Master Policyholder’s Membership Program.

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